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Chris Hitchen


Member of the Risk Committee and Remuneration and Nominations Committee

Chris has more than 35 years’ experience in the UK pensions and investments industry. For nearly 20 years he led the Railways Pension Scheme, a large multi-employer pension-pooling arrangement, first as CIO and then as CEO. As well as chairing Border to Coast, Chris is a trustee and investment committee chair for the National Employment Savings Trust (NEST) and the Chair of the Nuclear Liabilities Fund. He also sits on the Investment Committee of the Scott Trust and the Finance and Investment Board of the Institute and Faculty of Actuaries.

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Tanya Castell MBE

Chair of the Risk Committee and member of the Audit Committee

Tanya is a former senior global banker who spent most of her executive career with JP Morgan and UBS. She has served on a number of boards, including Handelsbanken plc, Multrees Investor Services, Standard Life Savings and Faster Payments Scheme. She chaired the Quality Assurance Scheme for the Institute and Faculty of Actuaries and was a pension trustee for HBOS and UBS. Tanya is a member of the Regulatory Decisions Committee of the FCA and the Bank of England’s Prudential Regulation Committee and the founder of Changing the Chemistry. In November 2023, Tanya was appointed as a trustee of RNIB and Chair of its Audit, Risk and Assurance Committee. She is a Cambridge Computer Science graduate.


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Andrew November

Chair of the Audit Committee and member of the Risk Committee

Andrew has spent more than 25 years in asset management, most recently as Head of Investment Office, Scottish Widows. He is also a Director of Bell November Consulting Ltd, a financial services consultancy specialising in business restructuring and management coaching. Andrew is an Associate of the CFA Society of UK. He holds an MSc in Applied Economics from the University of California at Santa Cruz, USA, and a BA in Chinese and Economics from the University of Leeds. 


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Kate Guthrie

Chair of the Remuneration and Nominations Committee

Kate’s executive career spanned financial services, pharmaceuticals, fast moving consumer goods (FMCG), and retail. She was formerly Chief People Officer for Virgin Money. Kate brings experience of organisation transformation, people strategy, reward, culture change, talent and succession and performance management. She is a non-executive director and People Committee Chair on the UK Defence Board. Kate was previously Chair at Lloyds Banking Group Foundation, Scotland, a member of the Virgin Money Foundation Board, and a trustee on the Action for Children Board (Chair of Scotland and Senior Independent Director).

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Cllr John Holtby

Partner Fund nominated Non-Executive Director and member of the Remuneration and Nominations Committee

John is a councillor in the East Riding of Yorkshire Council where he is the Deputy Leader with a portfolio for Corporate Affairs including pensions, having first been elected in 2013. He was High Sheriff in the area in 2011/12. John is an arable and livestock farmer on the land his family has farmed since 1890. He has an MA (Hons) in Land Economy from Magdalene College, Cambridge.  

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Cllr David Coupe

Partner Fund nominated Non-Executive Director and member of the Audit Committee

David is Chair of the Teesside Pension Fund Committee and was first elected as ward councillor for Stainton & Thornton on Middlesbrough Borough Council in 2015. He became an executive member for Adult Health and Public Protection and Digital inclusion in 2022 and is also co-Chair on the Live Well South Tees Board. David worked in the electronics and telecommunications industry before becoming self-employed and involved with electronic and computer systems.

An image of Councillor David Coupe, Board member

Rachel Elwell

Chief Executive Officer

Rachel joined Border to Coast as CEO in November 2017 with more than 20 years’ experience working in pensions and institutional investment (at PricewaterhouseCoopers and Royal London Mutual Insurance Society). In October 2020 Rachel joined the board of the Investment Association, the UK asset management industry’s trade body, in December 2021 she joined the board of Opera North, and she joined the board of the Just Finance Foundation, a financial education charity, in November 2023. Rachel is a Cambridge maths graduate and a qualified actuary.

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Fiona Miller

Deputy Chief Executive Officer

After being the national lead on the government’s pooling agenda and one of the driving forces behind Border to Coast’s initial conception, Fiona joined Border to Coast from Cumbria County Council. Fiona has 30 years’ experience in finance, ICT, and operational restructuring across both the public and private sectors. Fiona continues to support the development of pooling in the UK and represents the LGPS pooling companies on the LGPS Scheme Advisory Board Investment Committee. In November 2023 Fiona was appointed as the new independent Chair of the Lancashire Local Pension Board. She is also a member of the Bank of England’s Decision Makers Panel.

Head Shot of Fiona Miller

Richard Hawkins

Non-Executive Director

Richard’s executive career has spanned over three decades in the banking and financial services technology sector. He was formerly the Chief Information Officer for Europe at HSBC. Richard is a non-executive director at the Valuations Office Agency and a board advisor at Charities Aid Foundation (CAF) Bank. He acts as a consultant specialising in IT transformation, technology risk management, outsourcing, cybersecurity, and staying at the forefront of emerging technology trends. He is also the co-founder and Chief Technology Officer of a Fintech start-up specialising in international trade and supply chain innovation, with a mission to facilitate SME financial inclusion.