John Lister
Chair of the Board and Board Risk Committee
John has almost a decade of non-executive experience across several large financial services firms, including four years as Chair of Phoenix Life Group and five years prior to this as Chair of its Risk Committee. John is also a non-executive director of Saga Services in the UK and the Old Mutual Group in South Africa.
John has strong leadership experience gained from non-executive and executive roles in the financial services sector. He is a Fellow of the Institute of Actuaries and worked within the Aviva Group for over 30 years, in roles including Chief Risk Officer at Aviva plc and Chief Financial Officer at Aviva UK Life.
While at Aviva, John was involved in a number of community initiatives to improve his home city of York, including as Chair of the charity, York Cares. He is currently Chair of The Place Development Board and a trustee of York University Pension Scheme.
Felicity Bambery
Independent Non-Executive Director and Chair of Board Audit Committee
Felicity has over 25 years’ experience in financial services related audit and assurance. She spent her executive career at PricewaterhouseCoopers LLP, where she qualified as a chartered accountant and was a partner for several years. During the latter part of her executive career, Felicity led the firm’s national pensions assurance practice, acting as statutory auditor, controls assurance provider and head of internal audit across a diverse client base. Felicity retired from the partnership in 2022 and has since taken on non-executive roles with Leek Building Society and TPT.
Cllr David Coupe
Partner Fund nominated Non-Executive Director
David was first elected as ward councillor for Stainton & Thornton on Middlesbrough Borough Council in 2015 and has held numerous roles across the council over the last decade. He is currently a member of the Teesside Pension Fund Committee, Chair of Cleveland Fire Authority, and sits on the South Tees Council of Governors. David worked in the electronics and telecommunications industry before becoming self-employed and involved with electronic and computer systems in the UK and Asia.
Rachel Elwell
Chief Executive Officer
Rachel joined Border to Coast as CEO in November 2017 with more than 20 years’ experience working in pensions and institutional investment (at PricewaterhouseCoopers LLP and Royal London Mutual Insurance Society).
In October 2020 Rachel joined the board of the Investment Association, the UK asset management industry’s trade body. In December 2021 she joined the board of Opera North, in November 2023 she joined the board of the Just Finance Foundation, a financial education charity, and in 2024, the Chancellor of the Exchequer appointed Rachel a member of the British Infrastructure Taskforce. Rachel is a Cambridge maths graduate and a qualified actuary.
Steve Hampson
Chief Finance Officer
A qualified accountant, Steve brings over 20 years’ experience in the insurance industry and in senior financial leadership roles, having previously been Group Reporting Director at Standard Life Plc and Chief Finance Operations Officer at Aviva Plc.
Richard Hawkins
Independent Non-Executive Director
Richard’s executive career has spanned over three decades in the banking and financial services technology sector. He previously served as Chief Information Officer (CIO) for Europe at HSBC and is currently a non-executive director at the Post Office. He has held board positions at the Valuation Office Agency and is a board advisor at Charities Aid Foundation (CAF) Bank. As a consultant, Richard specialises in CIO advisory, transformation, risk management and cyber security, leveraging his deep expertise to drive strategic change while remaining at the forefront of emerging technologies . Passionate about innovation, he co-founded and served as Chief Technology Officer of a fintech start-up, pioneering blockchain-based trade finance solutions for small and medium-sized enterprises.
Julie Hopes
Senior Independent Non-Executive Director and Chair of the Remuneration and Nomination Committee
Julie is an accomplished non-executive director and financial services specialist, with a strong track record of guiding transformational change in customer focused and regulated organisations.
She brings deep expertise in strategy, governance, risk, remuneration and people leadership, developed across publicly listed entities, mutuals and complex stakeholder environments.
Julie has held senior non-executive roles with organisations including Saga PLC, MS Amlin Underwriting and West Bromwich Building Society, and previously served as Chair of Police Mutual Assurance Society. Her executive career includes Chief Executive Officer and Managing Director roles.
Cllr George Jabbour
Partner Fund nominated Non-Executive Director
George is an elected North Yorkshire Councillor and a member of the North York Moors National Park Authority. He served as Chair of North Yorkshire Council and as Chair of the Howardian Hills National Landscape Partnership.
A former senior analyst at Goldman Sachs, George started a business to help public-sector organisations with their investments. He was named as one of the rising stars in investment banking in the UK by Financial News.
Prior to his appointment as a non-executive director, George was the Chair of the Joint Committee of Border to Coast.
David Kiddie
Independent Non-Executive Director
David has 40 years’ experience in investment management across both executive and non-executive roles. His previous executive investment roles include Rothschild Asset Management, BNP Paribas Investment Partners, and AMP Capital.
He is currently Chair of Marlborough Investment Management. He was previously Chair of Mattioli Woods and Trade Union Fund Managers and a non-executive director of Investment Fund Services.
Andrew November
Independent Non-Executive Director and Chair of Board Investment Oversight Committee
Andrew has spent more than 30 years in asset management, including as Chief Investment Officer (CIO) at Scottish Widows Investment Partnership, Chief Operating Officer of Distribution at Aberdeen, Head of the Investment Office at Scottish Widows, and interim CIO at Brunel Pension Partnership.
He is currently a director of Ilex Associates, a financial services consultancy specialising in business restructuring and strategy, and was previously Chair of the Scottish Episcopal Church Pension Fund. He holds an MSc in Applied Economics from the University of California at Santa Cruz and a BA in Chinese and Economics from the University of Leeds.
